Privacy Policy

1. Who We Are

FinanceAcademy (financeacademy.com) is a free financial education platform built for Indian households. We provide calculators, comparison tools, and decision frameworks to help people make informed financial decisions. The platform is operated independently and is not affiliated with any bank, insurance company, or financial services firm.

For any privacy-related questions, contact us at: privacy@financeacademy.com

2. Information We Collect

We keep this simple and minimal:

• Calculator inputs: All financial data you enter into our calculators (income, loan amounts, SIP values, etc.) is processed entirely in your browser. This data is never sent to our servers.
• Usage data: We use Google Analytics to understand how visitors use the site — which pages are visited, how long, and from which region. This data is anonymised and aggregated. We do not track individual users.
• Email address: If you voluntarily subscribe to our newsletter, we collect your email address to send financial updates. You can unsubscribe at any time from any email we send.
• Log data: Our web server automatically logs standard information including browser type, IP address (anonymised), and pages visited. This is used only for security and performance monitoring.

3. Cookies

We use cookies in two ways:

• Google AdSense: We display advertisements from Google AdSense to keep the platform free. Google uses cookies to serve relevant ads based on your browsing history. You can opt out of personalised advertising by visiting Google's Ads Settings.
• Google Analytics: We use anonymous cookies to understand site traffic and improve content. No personally identifiable information is tracked.

You can control cookies through your browser settings. Disabling cookies will not affect the functionality of our financial calculators.

4. Google AdSense & Third-Party Advertising

FinanceAcademy uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.

You may opt out of personalised advertising by visiting www.aboutads.info. For more information on how Google uses data when you use our partners' sites or apps, visit Google's Privacy & Terms.

5. How We Use Information

We use the limited information we collect only to:

• Improve the quality, accuracy, and usability of our calculators and tools
• Understand which financial topics are most useful to our users
• Send newsletter updates (only to subscribers who opted in)
• Monitor site security and performance
• Comply with applicable Indian laws and regulations

We do not sell, rent, or share your personal information with any third party for their marketing purposes.

6. Data Storage & Security

Our website is hosted on Amazon Web Services (AWS) infrastructure with CloudFront CDN. AWS maintains industry-standard security certifications. As noted above, calculator inputs are never transmitted from your device — they stay entirely in your browser's memory.

Email addresses of newsletter subscribers are stored securely with our email service provider and are used only to send the newsletter you subscribed to.

7. Your Rights

You have the right to:

• Access the personal data we hold about you (limited to your email if subscribed)
• Request deletion of your email from our newsletter list at any time
• Opt out of Google's personalised advertising
• Disable cookies in your browser without affecting calculator functionality

To exercise any of these rights, email us at privacy@financeacademy.com.

8. Children's Privacy

FinanceAcademy is intended for adults and is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information to us, please contact us immediately.

9. External Links

Our site contains links to external websites (broker platforms, government sites, bank websites). This privacy policy applies only to financeacademy.com. We are not responsible for the privacy practices of linked external websites.

10. Changes to This Policy

We may update this privacy policy occasionally to reflect changes in our practices or applicable law. We will post the updated policy on this page with a revised date. Your continued use of the site after any changes indicates acceptance of the updated policy.

11. Contact

For privacy-related questions, concerns, or data requests:

This privacy policy is written in plain language to ensure it is accessible to all users. It covers our actual data practices as of the date above. FinanceAcademy is not a registered financial advisor. Content on this site is for educational purposes only.